Testimonials
I just want to start by saying, Thank you Rudy for what you have done for me and my family.
When I came to you my credit was in pretty bad shape and at that time I couldn't even finance a piece of bubble gum it was sad. I was fortunate enough to have a friend like CB at I-35 Yamaha who referred me to you because ever since January of 2006 when i signed up to start my credit repair process my life has changed dramatically I mean I went from having nothing due to bad credit and bad decisions to having a House that I am buying at 7% interest rate thru an FHA loan and I went from used broken down cars to having new cars of the year with great interest rates all because I hired you to repair my credit and because I took your advise on maintaining my credit and now the possibilities are endless and you made that possible by repairing my credit and giving me good advice and for that me and my family cant thank you enough for what you have done for us, Thank you! Thank You! Thank You!
Rudy I just want you to know that I recommend you to people all the time and I explain to them what you have done for me and hopefully they will take the steps to repairing their credit as well I also tell them that they have to be patient and do their home work as well in my case it happened within six months and that's because I was being as aggressive as you were I wanted results and boy did we get results I am happy with the service that you have provided for me and once again, Thank you very much you made a world of difference for me and my family.
Sincerely ,
Jesus Leal Jr. and Family.
Dear Rudy
I would like to take this opportunity to say thank you so very much for the “Great” job that you did with my credit repair.
The service I received far exceeded my expectations. In nine months you accomplished a “200” point increase in my credit score.
That’s phenomenal when you consider that credit repair with those type of results normally take at least a year or more.
Not only did you work expeditiously but also professionally, which is saying a lot for the industry in which you thrive.
Again I can’t say thank you enough for a job well done.
Sincerely,
Anthony A. Behn
Dear Rudy
I am writing you this letter extending my appreciation for the hard work you have put into repairing and restoring my credit. I have to be honest with you. I have been a police officer in Texas for seven years and I have a real problem trusting people and not believing anything until I see it with my own eyes. After the first time we spoke and I hired your firm to work on my credit, I was extremely skeptical as to weather or not I was going to see any improvements. I talked to my co-workers about it and they too told me "you get what you pay for". This gave me an uneasy feeling, as your fee was nowhere near what other firms were charging. In a nutshell, you agreed to charge me less than half of what other firms were going to charge me to do the same work. My uneasy feeling all went away just less than 90 days from our first conversation. I received a letter from 2 credit reporting bureaus stating that 5 items had been deleted from my credit report. A week later I received another letter stating that 2 more items had been deleted. Similar letters from all three credit-reporting bureaus arrived one with good news after the other. I could not believe my eyes. I have to admit that the business of credit repair and restoration is all about waiting and being patient.
As a police officer, I have very little patience, but it more than paid off in the long run. I can honestly say that waiting 90 days for my credit score to go from 635 to 738 in well worth it. I have since, referred all my co-workers to your firm. I still get some that don’t believe me and I don’t even argue my point with them. All I have to do is show them the reports that show the deleted items off my credit report and they are dumbfounded at my success. Thanks to this achievement, I have refinanced a vehicle with an original interest rate of 11% and a motorcycle with an original interest rate of 17% both down to 6.49%.
Another thing that I thought once you successfully removed those items off my report that the job was done, wrong again. I still get letters from the only standing creditor proving that you are still hard at work on my credit report. You have really helped me and changed my life and I will always be thankful for that. I have learned a hard and expensive lesson that credit is not something you play with and have been much more careful with my credit ever since.
Thanks for everything,
Officer C. Moses
Jeff and I want to thank you for all the work you have done on our credit.
Just in the past 4 or so months our scores have increased tremendously.
Even after filing bankruptcy just last year, creditors and mortgage companies are telling us our credit is GREAT. Which really feels nice after having less than great scores.
We are spreading the word about your wonderful company to our family and friends.
Thanks again,
-Dayna
The Real Estate Research Property Management Group
May 8, 2006
Re: RestoreYourScores
(Credit Restoration)
Hello!! My name is Quinton Crenshaw, owner/operator of “The Real Estate Research Property Mgmt. Group” and it is with great pleasure that I express my gratitude to RestoreYourScores for the tremendous work they performed on my personal credit files. As a mortgage originator and property investor, the importance of a good credit rating is paramount to my existence in business and to my clientele. After my divorce, the same story of being left with all the two income family expenses happened to me and suffering with high interest rates and forced cash purchases became frustrating when originally I had purchase power with the good credit rating I maintained for so many years. Now comes an absolutely new start to what I consider a normal life again with the miraculous work this company has done.
Without any immediate expectations, I followed the simple instructions they gave me and after almost ninety days to the date I received my first series of credit reports from all three bureaus (Experian, Transunion, Equifax/CSC) and two weeks later the balance of my bureau was completed which was last week. My scores have increased by nearly 200 points and I have the documentation to prove it.
I have been in business for myself for over twenty five years and have worked in the real estate market for fifteen years and out of all of the credit repair entities that I have referred clients to this company, “HANDS DOWN”, knows what they are doing and they get results!!!!
The clean sweep began at the end of 2004 and was close to perfect in March 2006. Then in April 2006 one of the Credit Bureaus put someone else's credit history (negative) on my credit history. This person has my same name, different social security number, lives in another state...this was not an issue for RestoreYourScores. I notified you and within 4 weeks you took care of my credit history once again.
It was unbelievable!! Friends told me it would take up to 2 years to clear this off my credit, but they've not been introduced to you, Rudy. Friends have since been given your contact information.
How your credit score can affect your monthly payments based on a 36 month retail purchase for a $25,000 auto loan:
Interest rates accurate as of:
FICO
Score |
Interest
Rate |
Monthly
Payment |
760-850 | 6.290% | $1,237 |
700-759 | 6.512% | $1,266 |
660-699 | 6.796% | $1,303 |
620-659 | 7.606% | $1,413 |
580-619 | 9.451% | $1,675 |
500-579 | 10.310% | $1,801 |
Source: myFico
How your credit score can affect your monthly payments based on a 30 year fixed-rate mortgage for a $300,000 home loan:
Interest rates accurate as of:
FICO
Score |
Interest
Rate |
Monthly
Payment |
760-850 | 6.290% | $1,237 |
700-759 | 6.512% | $1,266 |
660-699 | 6.796% | $1,303 |
620-659 | 7.606% | $1,413 |
580-619 | 9.451% | $1,675 |
500-579 | 10.310% | $1,801 |
Source: myFico
The higher your FICO score the lower your payments!
Items successful deleted:
- Bankruptcies
- Judgments
- Tax Liens
- Foreclosures
- Repossessions
- Charge Offs
- Collections
- Slow Pays